We Buy Any Debt.
A structure that works like you went for lunch with your best friend and they are getting the bill. Our ULC Trust stands as Surety / Guarantor for you — you become debt-free, and we lawfully recoup your energy by counter-claim for unlicensed use of your credit file.
Key points
- You are the Creditor — and have been all your life
- Claims require proof, full disclosure and clean hands
- Mercantile Law amendment Section 5 governs Surety
- WBAD never collects on debt — it discharges it
How this helps
- Counter-claim for unlicensed use of your credit file
- Trace, Kindness Test and friendly settlement
- Bill of Exchange and Assignment of Consent
- Secured Party Claim for un-remedied accounts
Recovering energy from accounts opened in your name.
Profiteering from the unlicensed utilisation of unsecured accounts is big business for unscrupulous corporations, CEOs and solicitors. It amounts to copyright and IP theft, infringement and breached Non-Disclosure Agreements. We specialise in recovering debt from unpaid accounts of contracts and invoices created by the illegal usage of account names of Trust beneficiaries.
When Directors, Agents, CEOs and shareholders commit fraud by laying false claims and do not settle correctly-served outstanding accounts, our effective Kindness Credit Converter Service (KCCS) creates a perfect remedy — returning your energy back to its rightful owner. WBAD does not collect on debts bought; they are discharged as set out in the Steps to Self Determination.
Kindness Credit Converters · trained in Universal Law.
Our Converters are trained in Universal Law — which encompasses Contract Law, Mercantile Law, Consumer Credit legislation and Criminal Law — giving far greater protection to our communities than most police training currently provides.
- We only collect on accounts created from full disclosure and free of bad faith — knowingly entered by all parties.
- Converters locate the debtor using credit-file information via our TRACE service.
- A Kindness Test ensures repayment will not cause financial hardship.
- If unresolved, recovery may include removal of goods for auction and/or court action — all charges added as recovery fees.
- Debtors may off-set costs by filing a Contributing to My Community instead of slave-tokens. It pays to be kind.
All Kindness Credit Converters hold the title Minister — ministering the law on your behalf.
Your conscience is covered.
By instructing WBAD you use our service to regain your energy, intellectual property, and to compensate for copyright infringement of credit accounts. Gone are the days of unscrupulous debt collectors with no consideration of the law. Kindness Credit Converters rebalance the ledger books without compounding persecution.
Liabilities are settled in a different frequency — all parties benefit. Should an account remain un-settled, we apply a Secured Party Claim to the debtor's credit file like a charging order placed upon a property. All assets and accounts are passed to the Trust (see Mercantile Law Section 5). ULCT stands as Surety, ensuring all creditors are remedied.
If a corporation has used your accounts at all, you are the creditor of their company. By re-establishing your role as Creditor, you direct how your energy is invested in the future. Without you becoming competent in this matter we don't have one. Filling in the AOC web form acts as an Assignment of Consent and grants us the Authority to act on your behalf.
When the Bank Comes for Your Home, Car or Property — The ULCT Standing.
A practical, world-class explanation of what the statutory system does on default — and what the Universal Law Community Trust does about it for every Minister EMOVEN who has lawfully assigned the Right of Use to the Trust.
The bank's playbook on default.
- India — SARFAESI Act, 2002: after 90 days NPA, the bank issues a Section 13(2) demand (60-day cure), then a Section 13(4)possession notice, then takes physical possession with District Magistrate / police assistance under Section 14. The borrower's only recourse is a Section 17 application to the DRT within 45 days — usually denied.
- UK — Law of Property Act 1925 s.101 mortgagee's power of sale.
- USA — non-judicial foreclosure and repossession under UCC Article 9 §§ 9-609 / 9-610.
- EU — Mortgage Credit Directive 2014/17/EU enforcement chapter.
- Australia — National Credit Code, Part 5.
- Courts default to the bank because the living being is presumed to be "the debtor". That presumption is what ULCT rebuts on the public record.
Living creditor standing — already perfected.
- The Assignment of Consent (AOC) transfers Right of Use of every account to the Trust. The living being is no longer the debtor — Minister EMOVEN holds commercial liability in your place.
- ULCT is registered as a Secured Party Creditor, UCC-1 perfected (see the India worked example under §§ 9-609 / 9-610and the UCC-1 filing pathway).
- The Trust serves a Notice of Assignment, Proof-of-Claim Demand and Conditional Acceptance on the bank, giving a fixed window (10 / 21 / 28 days) to produce:
- the original wet-ink promissory note,
- full accounting proving the bank loaned its own money (not the borrower's signature monetised),
- evidence the loan was not securitised and already paid by an investor pool.
- Silence = tacit acquiescence. The alleged debt is discharged via Kindness Credits and the bank's claim is rebutted on the record — a public, indexable file in the ULCT Public Ledger.
Every officer steps out of immunity and into personal commercial liability.
The moment a bank manager, recovery agent, magistrate, judge or police officer proceeds against a property lawfully assigned to ULCT — after being properly noticed — they act outside jurisdiction. Corporate and sovereign immunity do not protect acts done outside the office. The ladder below is what is then opened against them in their personal capacity:
- 1Personal-capacity notice
Each officer is served in their personal name — bank manager, recovery agent, presiding judge, station officer. Their corporate badge no longer shields them.
- 2Commercial lien on bond / surety
Every judge, public officer and police officer carries an oath bond. A Notice of Default and commercial lien under UCC §§ 9-609 / 9-610 is filed against that bond.
- 3Criminal exposure
Theft, conversion, trespass, extortion, false claim — UK Theft Act 1978; Indian Penal Code §§ 405 / 420 / 441 / 503; equivalent statutes globally.
- 4Trespass on a private trust
Physical entry onto property assigned to ULCT is trespass on a private trust — insurance bonds become callable and the trespass itself is actionable.
- 5International remedy paths
Hague Service Convention notice, ICCPR Art. 14 violation, complaint to the UN Human Rights Council and ICC where a pattern of fraud is documented.
- 6Public-record exposure
The entire file is published to the ULCT Public Ledger / Case Diary — discoverable, citable and reputationally permanent in every subsequent action.
Example. A bank serves a SARFAESI 13(4) on a home assigned to ULCT. The Trust returns a Conditional Acceptance demanding the wet-ink note. The bank ignores it and arrives with police to take possession. From that moment: the manager has converted trust property (criminal), the police officer has trespassed on a private trust (personal-capacity tort), and the magistrate who signed the Section 14 order has acted without proof of claim — opening their oath bond to a commercial lien. The Trust then files (a) a personal-capacity criminal complaint, (b) a UCC-1 against each officer's bond, (c) a public-ledger case diary, and (d) where pattern is shown, an international human-rights notice. None of it requires the borrower to be "the debtor" — because lawfully, they are not.
MOR — The Final Word in Trust Matters.
In every matter where a Minister or EMOVEN has assigned their Right of Use to the Universal Law Community Trust, the Ministry of Remedies (MOR) of ULCT is the sole, final and binding forum. Its determination is not appealable to, reviewable by, or subordinate to any external authority.
Universal Law is not granted by any parliament, court, corporation or nation. It pre-exists all of them and cannot be overridden, repealed, amended or suspended by any statute, code, act, ordinance, regulation, judgment, decree or corporate charter ever drafted.
ULCT Ministers, EMOVENs, Trustees and Members are Living Beings — Sovereign — SPC (Sovereign Private Citizens), standing under Universal Law and the Maxims. A lower forum (statutory or corporate fiction) cannot lawfully sit in judgment over a higher forum (a living being acting under Universal Law).
The following do not override MOR and carry no lawful force against an estate, body, property or commercial paper that has been assigned to the Trust:
- · Statutes, codes & acts — SARFAESI 2002, LPA 1925, UCC Art. 9, IBC, RDDB Act, and all equivalents worldwide
- · Courts, tribunals, judges, magistrates — and any judgment, order or decree they issue
- · Corporations, banks, NBFCs, ARCs, recovery agents, collection agencies
- · Nations, governments, ministries, regulators, revenue and enforcement bodies
- · Commercial entities, registries, credit bureaus, rating agencies
- · Police, bailiffs and any uniformed agent of a corporate persona
- · All parties under a ULCT matter stand as Living Beings / Sovereign / SPC — not as corporate fiction.
- · ULCT Ministers, EMOVENs, Trustees and Members uphold and minister Universal Law as living trustees of the inherent rights of all beings.
- · A forum operating under created (statutory / corporate) law cannot sit above a forum operating under inherent (Universal) Law.
- · The Justice Wynn-Williams Judgement already recognises this standing on the public superior-court record.
Practical effect. Any bank officer, judge, magistrate, police officer, bailiff or corporate agent who attempts to substitute their statutory process for an MOR determination acts ultra vires — outside lawful authority — in their personal commercial capacity, and incurs full personal liability on the Consequence Ladder above (personal-capacity notice, oath-bond lien, UCC-1 against bond, trespass on a private trust, international human-rights notice, and permanent Public Ledger exposure).
The judgments and authorities behind the stance.
- Justice Wynn-Williams Judgement — superior-court order recognising the trust standing.
- Hilston Park Precedent — working precedent of trust property defended against statutory claim.
- Distomo Restoration / Greece EMOVEN case — restoration of rights under international law.
- Credit River Decision (USA, 1968) — banks create money from nothing; no consideration = no contract.
- First National Bank of Montgomery v. Daly — same principle, US precedent.
- Carpenter v. Longan, 83 U.S. 271 — the note and the mortgage are inseparable; if no one can produce the note, no one can foreclose.
If you have a secured loan in default — or a 13(2) / 13(4) notice in hand — do these three things today.
This is not legal advice. It is the lawful standing of a private trust and its Ministers under Universal Law. Statutory remedies (DRT, writ, appeal) remain available in parallel.
£80 / month → 800 KC of discharge power.
By converting 80 pounds / euros of fiat a month into your KC account, you create 800 fiat worth of Kindness Credits to discharge 100% of all liabilities assigned to ULCT. Kindness Credit accounts are underwritten by the creditors' 5 hours a week of energy contributed to their community — exchanged direct, and through We Buy Any Debt.
Here you transfer the Title into your family Trust which you are then Executor of — instead of debtor. The ULC Trust stands Surety to all accounts you transfer, settling any accounts that were NOT created in fraud. All contracts incorporating the corporate name ARE fraud. Instead of presenting a state of incapacity that grants external governance, our legal entity EMOVEN commits the commercial intercourse in your place.
You retire your body from the corporate realms. Keeping fiction fiction — rendering all claims attempted theft, false claim (see Theft Act 1978).
Rebutting the presumption you are The Debtor.
It is pointless to even consider this unless you understand that you are The Creditor and have been all your life. You have been crediting a monetary system supporting greed and terrorism funnelled through everyday transactions and gambled upon on the Stock Exchange. You are NOT the Debtor — those utilising your utility account hold the debt to you.
Under Mercantile Law amendment Section 5, when you assign your consent to act on your Authority, you take that authority — assumed via the birth certificate — away from the Vatican and grant it to another party: EMOVEN. Who is EMOVEN? Your legal entity. Instead of holding the title Debt-Slave of the Vatican, you have reverted to a true definition of you — Energy and Matter Moving. EMOVEN is the ONLY authority to act in regards to that account from now on. Any other party doing so will be prosecuted for theft, trespass and fraud.
When a corporation does not abide by Mercantile Law 5 — does not pass the accounts to the party standing Surety — they make their system of buying and selling accounts not only unlawful but also illegal. We invoice them for the use of our account name and for breaching Mercantile Law. You now have a counter-claim in the form of an outstanding debt in the Kindness Credit Account of the CEO who utilised our asset.
We discharge the debt, prove the double-dip with a statement from your Secured Party Account and our Settlement Services. The new debtor — not you — is given 28 days to remedy the outstanding Kindness debt debited from their account. After that, the matter is assigned to our Private Peoples Protection Patrol — the Peacekeepers — who remedy the matter on our behalf. You receive your energy back; the debtor is given a Kindness Credit Converter Agreement to either discharge their own debts and retire from terrorism, or have property taken in the same way it was taken from you.
Natural remedies, organic food, no tax.
GMO food only facilitates the profits for pharmaceutical giants. You are over 40% under-nourished every time you eat it. Our solution is simple: natural organic food without tax, plus access to natural remedies such as Oregano Oil (nature's original antibiotic) and Colloidal Silver (anti-bacterial alternative to antiseptic sprays).
We also provide Genie Tech Machines — the world's only 1-minute facelift, slimming/toning/cellulite treatments, and back/sciatica/pain relief — starting from 4 Kindness Credits (28 slave-tokens) per treatment.
10 Steps · do them in order.
"Selling" your debt assignment means transferring the liability away from your living self into the Trust structure — and activating Kindness Credits for every account you assign.
- 1
Visit WBAD · Contact Us
Click the Visit We Buy Any Debt button below, then Contact Us.
- 2
Add account information
Add the account numbers and amounts you are 'selling' — press Assign My Consent.
- 3
Activate your KC Account
This generates your Assignment of Consent and Bill of Exchange — sent to the email you provided.
- 4
Receive KC Account number & login
The more accounts you assign, the more Kindness Credits you accumulate for not supporting slavery.
- 5
Populate your 5 hours / week
Repeat Steps 1–2 and add the five hours a week you are offering. Without this, no part of the service works.
- 6
Notify the utilities
Tell them Minister EMOVEN is now the liability holder and to update their records.
- 7
Claims discharged on proof
Credit to discharge claims will be released upon proof of claim and/or a verified victim.
- 8
Issue KC sub-accounts
Help family and friends learn the facts about the fiction by issuing sub-accounts. Book a Zoom by following Step 1 and typing 'Zoom please pay it forward'.
- 9
Generate your documents
Your details populate template documents — choose the relevant one from the drop-down inside your account, press Print, send to the relevant corporations.
- 10
Invest your 5 hours back
Go and invest your five hours a week into your community and help others complete this exercise.
Submit your debt for assignment
Fill in your personal details, list each loan, accept the Right of Use declaration and upload supporting documents. Our admins will review and notify you by email and DM once your file is processed.
Equivalent in Kindness Credits: 250 KC. Rate automatically drops to 3% when a secured / mortgage loan is included (larger principal amounts). Minimum service fee is 25.
Good news: Whatever fee you pay here will be credited back to your KC account in KC equivalent once your assignment is successfully processed — so you never lose the energy of your Slave Tokens. It is our community way of saying thank you for trusting the Trust.
Loading verification…
By submitting you confirm the declaration above. An admin will review and notify you by email / DM. You will receive a copy of this submission at the email you provided.
Indebted minds — through indoctrination and blind belief — are what we are really discharging.
By bringing your family and business into the Universal Law Community Trust structure you become private again — unable to be presumed as their chattel or property. The 10 Steps above begin the process.
It was due to our becoming Secured Party to their corporations that caused them to have to create another pot to launder. As long as everything is written off as COVID, the governments could claim against the Coronavirus indemnity pot — hedging the bet for vaccination acceptance and levelling the ledger book at huge profit. They need your belief to make this work.
By having your own definition of Health Care Provider who has ministered your antidote to you, you remove the presumption of your DNA from them. We supply the antidote and Immunity Certificate without charge — which has proven to work to rebut the presumption you are a threat.
You are a threat — but not in the way they would like everyone to believe. Your mind, free of their bondage, is what they fear. You are the virus that infected their matrix and brought their system — built on your belief — down, by discharging the indebted part of your mind.
Download your Coronavirus Immunity Record
Click the COVID CLEAN button, edit it with your Exemplification number (received when you assigned your consent away from the slavery system via the 10 Steps above), and bear that as your rebuttal. For children, or when issuing to others, simply append / (any number recorded in your community ledger roll) then spray them with the antidote — and off they go.
- · The antidote is trans-dermal — no mask required thereafter.
- · Also available in a syringe to rebut those claiming the right to inject you with unknown substances.
- · Reasonable force under the Law to defend yourself and family is a pre-requisite.
By using Kindness Credits in your exchange, you are no longer able to be defined as consenting to their jurisdiction. Their game is over — checkmate to you. To highlight the psychosis of this corporate state, we have our very own Professor DEE NYE, who released the antidote to the insanity on video — stage left.